Our Services
Conducting virtual and remote settlements throughout the Commonwealth of Virginia since 1994.
Our Services
Real Estate Title and Settlement Services throughout Virginia
Settlements
Resale
Refinancing
New Construction
Home Loans
Settlements
We are a complete Full Service Title and Settlement Company which provides Closing Services throughout the Commonwealth of Virginia. From the initiation of the 60 year title search to the underwriting and procurement of all title issues, to moving the transaction forward to your day of settlement, our knowledgeable team of settlement agents and attorneys are committed to assisting customers at every stage of the settlement process.
We personalize our settlement services because we recognize that each real estate transaction is distinct. To ensure that all facets of the settlement are handled efficiently and with a sense of urgency, our team will work closely with all parties involved in the transaction, including the lending institution, real estate agents, and attorneys to ensure a smooth transaction.
We offer 40 and 60 year title searches, title insurance, document preparation, and escrow services for all your real estate transaction needs. In order for our clients to feel confident that their real estate transaction is in capable hands, we are dedicated to giving them exemplary customer service and the utmost in attention to detail.
Resale Transactions
The most common form of real estate transactions is the resale transaction by which the seller agrees to sell their existing home to the buyer on an agreed upon price. Whether you are working with a real estate agent or going by the way of a For Sale By Owner, our skilled team of Title Agents are ready to assist you at every stage of the sales process. We are dedicated to providing the utmost privacy and security for all of your Title and Escrow needs as you navigate through the home selling or home buying process. At First Providential Title & Escrow we recognize that buying and or selling a home can be a difficult and stressful process. To make sure that all facets of the resale process are handled precisely and successfully, our team will collaborate closely with you to leave no stone unturned.
First Providential Title and Settlement Services takes pride in its dedication to offering our white glove treatment to all real estate transactions with exceptional service and professionalism to our clients.
Refinance Transactions
We are honored when so many of our previous clients, once they experience our white glove treatment in the home buying or selling process these very same clients will contact us once again for our closing services.
Whether it’s to reduce the length of time of your current mortgage, or an interest rate reduction to lower your monthly payment or to access some equity for a remodeling project or to pay off your consumer debt, we will work closely with you and your loan officer.
Since First Providential Title and Escrow has conducted the Title Search on your existing property, we are able to reduce the time by half that it would normally take and send your Lender the title requirements needed for your refinance.
Even if you there was no prior service provided to our new clients, we can have all title requirements to your lender within 3 business days. Our closing services are unmatched for expediency and thoroughness. Hence, we are committed to providing you with exceptional service and peace of mind that your refinancing transaction is in professional and capable hands.
New Construction and Construction to Perm Loan Closings
If you have decided to build your dream home and you have chosen your Lender for your financing needs for the Construction Loan, you can rest assured that our Construction Loan Title Department will partner with you, your Builder and the Lender as your Mechanics Lien Agent and as your Title and Settlement Services Provider.
We will ensure that the Title is monitored and as Construction Draws are requested and completed, we are committed to provide all requirements within 24 hours of the Lenders request so that your Builder is funded for your project in record time.
As soon as the construction of your dream home is completed and your Occupancy Permit is provided to you by the County, we will than move into the next phase of your home loan. This is called, “Construction to Permanent Loan Financing”.
Once again we will provide you with our excellent services as your Mechanics Lien Agent and Title Services Company to assist you and your lender in the conversion of your Construction Loan to your Permanent Loan.
You may rest easy knowing that your new home building and the title services that we provide you is in capable hands because we are dedicated to offering our superior attention to every detail where your greatest expectations will always be met by our team!
